Web — among the things you’ll need to do is save for a down payment, create a budget and check your credit score. Budget what you can afford. A helpful guideline for buying your first car is the 20/4/10 rule. This rule recommends a 20% down payment, a. Web — whether you are looking for a new or used car as your first car, here are some steps you can take to make a smart and informed decision. If you haven’t already started building your credit history, you may have even more challenging obstacles to overcome. Some car salespeople will take advantage of your inexperience. Figure what payment you can live with. Find out what affects loan approval. Get loan preapproval and shop rates. Research the car you want to buy. Prepare for the dealership. Shutterstock / roman seliutin. The first step is to figure out how much you can afford to spend. Consider not just the purchase price, but also ongoing costs like insurance, maintenance, fuel, and registration. A good rule of thumb is to keep your car payment under 15% of your monthly income. What kind of car is right for me? As you start down the road to your automotive purchase, you might begin by establishing what kinds of cars best suit the way you live and the features you’ll find most useful. Make a list of questions focused on your specific driving needs, similar to the ones below. Web — welcome to the ultimate guide on navigating the exciting and sometimes overwhelming world of craigslist cars! Craigslist users have the option of limiting their search to include dealers, private sellers, or both. Webfirst time car buyer s guide tips for navigating craigslist new hampshire. Giyu tomioka, the pillar of water of the demon slayer corps, is a intriguing figure whose actions often reflect the sophisticated nature of punishment.