Verkkoknow your wants vs. Baggerly suggests a simple exercise to help determine where your money should be going. Make a list of your expenses. Verkkoyou just found the biggest problem spots in your budget, trimmed where you could, and worked on ways to save. Now it’s time to adjust those budget line totals. Verkkowhen inflation starts pushing up prices, the first step you need to take is to reduce as many expenses as possible. Paying off high interest debt can.